Wikitoro author Mike Druttman
Written by Mike Druttman
Wikitoro reviewer Nadav Zelver
Reviewed by Nadav Zelver

Experiencing difficulties when attempting to deposit funds into your eToro account might be caused by several common issues, including third-party payments, insufficient funds or bank declines, PayPal-specific issues, technical glitches, or deposit limits and methods.

eToro deposit page
eToro deposit page

 

Let me break down the most common reasons why your eToro deposit might not be going through, and how to fix it.

 

1. Third-Party Payments: A Big No-No

eToro has a strict policy: deposits must come from an account in your name. No exceptions. If you tried using a friend’s bank account, your spouse’s PayPal, or even a joint account that isn’t solely yours, that’s likely why the transaction got blocked. Make sure the payment method matches the name on your eToro account.

 

2. Insufficient Funds or Bank Rejections

It sounds obvious, but double-check your balance. If your bank or card provider declines the transaction, it’s often due to security policies or fraud prevention. A quick call to your bank can confirm whether they’re blocking the deposit and get it cleared.

 

3. PayPal Issues: Check the Details

Using PayPal? There are two things to verify:

  • Does your PayPal account (or linked bank account) have enough funds?
  • Is the PayPal account registered under your name?

Take note that eToro won’t accept payments from accounts under a different name, so if there’s a mismatch, that’s the problem.

 

4. Technical Glitches: Quick Fixes

Sometimes, the issue isn’t with your payment method—it’s a minor technical hiccup. Try this:

  • Refresh the eToro page.
  • Open an incognito/private browsing window.
  • Clear your browser’s cache and cookies.

And guess what? These simple steps can often resolve the issue in seconds.

 

5. Deposit Limits & Payment Methods

Make sure your deposit falls within eToro’s limits:

  • Minimum deposit: $100
  • Maximum per day: $10,000

Also, confirm that you’re using an accepted payment method: debit card, bank transfer, PayPal, or wire transfer. If you’re using something else, that could be the problem.

 

Still Stuck? Contact eToro Support

If you’ve checked everything and your deposit is still getting rejected, it’s time to contact eToro’s support team. They can provide account-specific help to get you sorted.

 

💬 Best way to reach them?

I recommend using the live chat. It’s fast, easy, and gets you straight to a real person. Of course, you can also email or call, but if you want a quick resolution, live chat is the way to go.

 

Now, go get that deposit sorted so you can get started investing with your eToro funds!

 

Wikitoro author Mike Druttman About Mike Druttman

Mike Druttman, Head of Content at Wikitoro.org, has decades of expertise in marketing communications and business matching. Educated at the CAM Foundation and the Chartered Institute of Marketing, Mik...

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