Experiencing difficulties when attempting to deposit funds into your eToro account might be caused by several common issues, including third-party payments, insufficient funds or bank declines, PayPal-specific issues, technical glitches, or deposit limits and methods.
Let me break down the most common reasons why your eToro deposit might not be going through, and how to fix it.
eToro has a strict policy: deposits must come from an account in your name. No exceptions. If you tried using a friend’s bank account, your spouse’s PayPal, or even a joint account that isn’t solely yours, that’s likely why the transaction got blocked. Make sure the payment method matches the name on your eToro account.
It sounds obvious, but double-check your balance. If your bank or card provider declines the transaction, it’s often due to security policies or fraud prevention. A quick call to your bank can confirm whether they’re blocking the deposit and get it cleared.
Using PayPal? There are two things to verify:
Take note that eToro won’t accept payments from accounts under a different name, so if there’s a mismatch, that’s the problem.
Sometimes, the issue isn’t with your payment method—it’s a minor technical hiccup. Try this:
And guess what? These simple steps can often resolve the issue in seconds.
Make sure your deposit falls within eToro’s limits:
Also, confirm that you’re using an accepted payment method: debit card, bank transfer, PayPal, or wire transfer. If you’re using something else, that could be the problem.
If you’ve checked everything and your deposit is still getting rejected, it’s time to contact eToro’s support team. They can provide account-specific help to get you sorted.
💬 Best way to reach them?I recommend using the live chat. It’s fast, easy, and gets you straight to a real person. Of course, you can also email or call, but if you want a quick resolution, live chat is the way to go.
Now, go get that deposit sorted so you can get started investing with your eToro funds!
About Mike Druttman