Your daily deposit cap on eToro depends on two things: how you fund your account and, sometimes, your account tier.
Most people stick to PayPal or online banking; these usually top out at $10,000 per day. For debit cards, you can push that to $40,000 in a single transaction. If you prefer a bank wire, you’re looking at a ceiling of $1 million per transfer.
One more thing: Your eToro Club level matters too. Higher tiers unlock bigger rolling deposit limits, so you can move more money over consecutive days if you need to.
ACH/online banking transfers: capped at $10,000 per day, available instantly to your account.
| Payment Method | Minimum Deposit | Max Per Transaction | Instant Availability |
| Debit Card | $10–$200 depending on region | $40,000 | Instantly |
| PayPal | $10–50 | $10,000 | Instantly |
| Wire Transfer | $500 | $1,000,000 | 4–7 business days |
Note: Some methods specify limits on a per-transaction basis rather than daily. For example, while ACH is $10 k per day, card and PayPal limits are per transaction.
Your eToro Club tier (Silver, Gold, Platinum, and up) can push your daily, monthly, or annual deposit limits higher. Just keep in mind: the core system caps stay put unless eToro officially adjusts them.
Here's a tip: If you mix payment methods (say, ACH alongside a card or PayPal) it’s not hard to push past $10k per day. Need more speed or bigger sums? Go with a wire transfer. And if you’re in a higher eToro Club tier, I suggest that you check with support to see if your limits stretch further.
About Mike Druttman
